Effective Date: 8/1/2025
Company: Watchtower Mutual

At Watchtower Mutual, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you interact with our website, services, and insurance products.

We may collect the following types of personal information:

• Personal Identification Information: Name, address, phone number, email address, Social Security number, date of birth.
   
• Financial Information: Payment details, banking information, and credit history as required for underwriting and policy issuance.
   
• Insurance Information: Policy numbers, claims history, beneficiaries, and coverage details.
   
• Technical Information: IP address, browser type, cookies, and usage data when you visit our website.
   

Your information may be used to:

• Provide, manage, and maintain insurance products and services.
   
• Process payments and claims.
   
• Verify identity and prevent fraud.
   
• Communicate important updates, offers, and account information.
   
• Comply with legal and regulatory obligations.
   

We do not sell or rent your personal information. We may share your information with:

• Service Providers: Vendors assisting with payment processing, IT systems, and customer service.
   
• Regulatory Authorities: To comply with laws, regulations, or legal requests.
   
• Business Transfers: In the event of a merger, acquisition, or reorganization.
   

We use administrative, technical, and physical safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction. While we strive to protect your information, no method of transmission or storage is 100% secure.

You may:

• Request access to the personal information we hold about you.
   
• Request corrections or updates to your data.
   
• Opt out of marketing communications at any time.
   

To exercise these rights, please contact us at: [Insert Contact Email/Phone].

Our website may use cookies and similar technologies to improve user experience, analyze trends, and personalize content. You may disable cookies in your browser settings, but some features may not function properly.

Our services are not directed toward children under the age of 13. We do not knowingly collect information from children.

We may update this Privacy Policy from time to time. Any changes will be posted on our website with the updated effective date.

If you have any questions or concerns regarding this Privacy Policy, please contact us at:

Watchtower Mutual
2524 Delmar Ave
Granite City, Il, 62040
314-329-4483
matthew@watchtowermutual.com